Planned Giving Options
| If you would like to... | Then you should consider... | How to: | Benefits: |
|---|---|---|---|
| Make a gift now that is easy and convenient | Giving from cash income or securities | Write a check; donate securities by contacting Pam Winthrop at pwinthrop@stab.org | A cash gift is as easy as writing a check. A gift of securities allows one to substitute stock for cash as a gift to the school, without owing any capital gain tax. |
| Make a substantial gift now at little out-of pocket cost | Donating appreciated securities or an existing insurance policy with cash value | Please contact Pam Winthrop at pwinthrop@stab.org | Have a major impact on the future of St. Anne's - Belfield School while conserving your cash income. |
| Make a gift that takes effect at the end of life | A bequest | Write a will or add a codicil. | Assets remain within your reach if needed. |
| Avoid capital gain tax | Give appreciated property, either securities, real estate, or certain personal property | For gifts of securities, please contact Pam Winthrop at pwinthrop@stab.org | Give appreciated property and conserve cash for other uses. |
| Make a gift that provides stable and secure income for retirement | Charitable Gift Annuity (CGA) | Transfer cash or property subject to a Charitable Gift Annuity agreement with St. Anne's-Belfield School. | A fixed income at generous levels, guaranteed by St. Anne's-Belfield School. |
| Make a gift that hedges against inflation | Charitable Remainder Unitrust | Execute a trust that pays a set percentage (at least 5%) of trust assets as valued each year. | Income is variable, rising when trust increases in value, and shrinking with trust assets. |
| Make a gift that pays future retirement income at elevated level | Deferred CGA | Transfer property now; specify start of income at anticipated retirement. | A 50-year-old's annuity, deferred for ten years, would rise to c.9% from c.5%. |
| Share assets with family while avoiding estate taxes | Charitable Lead Trust | Create trust to hold assets that will pay income to the school for a specified time, and then distributes to individuals. | Several years' worth of income payments to the school, then assets distributed to other beneficiaries of trust. |
| Give to several organizations including St. Anne's-Belfield School | A Charitable Remainder Trust or Charitable Lead Trust that benefits a range of organizations | Please contact Pam Winthrop at pwinthrop@stab.org for an illustration of either gift type. | You can retain the right to alter the beneficiaries of a charitable remainder trust. |
| Avoid double taxation on retirement plans | Designate part or all of a Retirement Plan to charitable organizations | Designate retirement plan assets for the school, and earmark other, less-heavily-taxed assets for heirs. | Massive tax savings, and increased inheritance for both family and the school. |
In addition to these types of planned gifts, individuals may receive benefits from gifts made from retirement accounts, real estate, and appreciated property. Family foundations and donor-advised funds also may provide benefits to donors interested in maximizing impact to the School and/or managing tax burdens.
Any information concerning giving options or their tax benefits, on this website or otherwise, provided by St. Anne's-Belfield School is of a general educational nature only and does not constitute, or substitute for, legal advice. Please seek competent legal advice regarding how any gift to the School might affect your personal situation.
